Privacy Policy

Effective Date: October 11, 2023

1. Introduction:

Welcome to Pennywise, a budget and expense tracking app (“Pennywise” or “the App”), owned and operated by Blucheap LLC (“Blucheap,” “we,” “our,” or “us”). This Privacy Policy outlines our practices regarding the collection, use, and protection of your personal information when you use Pennywise. We are committed to protecting your privacy and ensuring the security of your data. Please read this Privacy Policy carefully to understand how we handle your data.

2. Information We Collect:

2.1 User-Provided Information: When you create an account or use Pennywise, we may collect personal information such as your name, email address, and payment information. This information is required for subscription billing.
2.2 App Usage Information: We collect data related to your usage of the App, including but not limited to the features you access, your financial transactions, and budget details.
2.3 Device and Log Information: We may collect information about your device, including its type, operating system, and unique device identifiers. Our servers may also automatically record certain information about your use of Pennywise, such as your IP address, the pages you visit, and interactions with the App.
2.4 Payment Information: If you choose to subscribe to monetized features, we may collect payment details, including your billing address and payment method.

3. How We Use Your Information:

3.1 Providing and Improving Services: We use your information to provide, maintain, and improve Pennywise, including customizing the user experience and optimizing the performance of the App.
3.2 Customer Support: We may use your information to respond to your inquiries, questions, and requests for assistance.
3.3 Billing: Your payment information is used to process transactions for subscriptions to monetized features and manage your billing account.

4. Data Security:

We employ industry-standard measures to safeguard your data. This includes encryption of data in transit and at rest, regular security assessments, and access controls to protect your information from unauthorized access or disclosure.

We do not share your personal information with third parties except as outlined below:
5.1 Service Providers: We may share your information with third-party service providers who assist us in delivering our services, subject to confidentiality agreements.
5.2 Legal Compliance: We may disclose your information if required to do so by law or in response to a court order, legal process, or government request.

6. Your Choices:

6.1 Account Information: You may access, update, or delete your account information within the App.
6.2 Marketing Communications: You can opt out of receiving promotional communications from us by following the unsubscribe instructions provided in the communication.

7. Changes to this Privacy Policy

We may update and modify this Privacy Policy at any time to reflect changes in our practices or legal requirements. We will notify you of significant changes via email or within the App.

8. Contact Information:

If you have questions, concerns, or feedback regarding this Privacy Policy, please contact us at [email protected]
Thank you for choosing Pennywise to help manage your budget and expenses. Your privacy and data security are important to us, and we are committed to ensuring that your personal information is treated with the utmost care and responsibility.